October 4, 2007 – 8:32 am
A Buyer who worries about asking price is missing the bigger picture of how to negotiate the purchase of a home.
September 27, 2007 – 9:49 pm
You know, there was a time in the mortgage business when you had to actually use your brain to qualify your clients and work your loan applications. It took a certain amount of intelligence and dedication to read and understand the underwriting guidelines for any given loan program. I remember when we would conference with [...]
August 14, 2007 – 9:34 pm
Go out there as a “dowser” to learn about homes in your chosen neighborhood. You will determine market value better than any Realtor or appraiser or homeowner because you will have been comparing homes, checking features against price, and meeting Sellers.
If you know that buying a home is the right thing to do for your own personal reasons, then YOU make the time. YOU determine the “when.”
August 3, 2007 – 12:27 pm
Toss economic theory out the window. If you are ready to buy a home—for your own reasons—then it’s time to make your own economic theories and make ‘em stick.
It’s more important than ever for consumers to understand some fundamental issues about their credit reports.
April 11, 2007 – 11:06 am
My opinion remains: If you want a ‘piece of the rock,’ something to call your own, something that will improve your quality of life and enhance your financial one, then homeownership IS a wonderful undertaking at any time during any kind of market.
Full Doc is the best way to go for most borrowers. The experienced mortgage person, a true professional, will take the time to learn the guidelines and then qualify borrowers for loans called Full Doc.
February 28, 2007 – 12:03 pm
If you’re getting a refund every year, you need to adjust the withholding. You’re overpaying your taxes with every paycheck.
February 19, 2007 – 1:00 pm
One important financial benefit of homeownership is often overlooked. Only at tax time, it seems, do folks think about these benefits.
