November 17, 2011 – 9:30 am
I’m a true believer, always have been, always will be, in FHA Loans.
September 28, 2011 – 9:08 am
The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.
The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.
September 20, 2011 – 10:06 am
Speaking to your tax professional twice more after filing your income taxes helps you manage your money more efficiently.
February 4, 2011 – 11:58 am
Homeowners who want to sell their homes NEED YOU, The First Time Homebuyer, now more than ever!
January 21, 2011 – 11:36 am
In the absence of a credit score and established credit history on a credit report, alternative credit references are perfectly acceptable to help you obtain an FHA mortgage.
When you take these formal steps you are demonstrating to everyone involved in the transaction just how serious a Buyer you are. You will set yourself apart from “the crowd” when you follow my method.
Collection accounts need to be settled (paid) in order to qualify for mortgage financing.
March 26, 2010 – 10:59 am
I have seen folks with fantastic credit have their credit scores drop dramatically because in the months before they met me for the mortgage prequalification they paid off and closed their credit card accounts
January 21, 2010 – 1:48 pm
Multiple mortgage inquiries do not affect a credit score.
Buy your first home—a New England triple-decker—and use the FHA 203k Rehabilitation Loan to do so. Your purchase money and repair money can be had in a single, convenient, 30year Fixed Rate Loan.
