January 21, 2010 – 1:48 pm
Multiple mortgage inquiries do not affect a credit score.
April 21, 2009 – 11:13 pm
No credit means just that: here’s a person who has no established credit history.
I’ve been reading credit reports for 20 years. Often I’ll ask a client the status of a judgment that appears on the credit report. We’ll need an explanation for the derogatory credit account and the judgment may need to be paid and a Satisfaction of Judgment obtained in order to get the client’s [...]
It’s more important than ever for consumers to understand some fundamental issues about their credit reports.
October 12, 2006 – 1:16 pm
In an effort to simplify the whole credit report shebang and provide a starting point, here’s some advice I posted on LifeHacker.com earlier today.
Mortgage professionals must run your credit report to qualify you. The question is, “How many times will they run it?”
When you are being qualified for a mortgage, there are different
types of credit reports we use to qualify you.
February 2, 2006 – 7:10 pm
With a well-organized action plan, credit repair and settling collection accounts can be accomplished without much fuss.
January 6, 2006 – 11:01 am
There are lots and lots of “little” things that can pop up on your credit report. When they do, these little monsters can wreak havoc with your credit score.
October 17, 2005 – 1:49 pm
There is general confusion regarding the issue of paying credit card balances in full every month.
