Author Archives: Trevor

Don’t Close those Credit Cards: Your Score could DROP

I have seen folks with fantastic credit have their credit scores drop dramatically because in the months before they met me for the mortgage prequalification they paid off and closed their credit card accounts

Delinquent FHA Mortgages: DOWN!

The Federal Housing Administration reports that delinquencies on FHA Insured mortgage loans are down.

FTC Strikes Against ID Theft Protection “Guarantee”

The Federal Trade Commission announced a settlement with LifeLock for misleading claims about its Identity Theft Protection services.

Protect Yourself from Identity Theft: FREE

Why pay the Credit Agencies for Identity Theft Protection? You can do it yourself for FREE thanks to free information from Uncle Sam.

Blah, blah, blah…!

I thought all the internet babble provided by pseudo-experts about the mortgage business had basically disappeared. I was wrong.

The MYTH of Credit Inquiries

Multiple mortgage inquiries do not affect a credit score.

Inspired by Phil Faranda

As I gobbled some crazy good pizza Phil lectured me that I need to be blogging again.

Wake up call. “Vulture” Hedge Funds soon to Destroy The FHA.

Washington was asleep at the switch the first time ’round, now the train of economic recovery is about to go off the rails again unless someone WAKES UP!!!

First-Time Buyer Tax Credit Fraud: Get $8,000, GO TO JAIL

The Internal Revenue Service today announced its first successful prosecution related to fraud involving the first-time homebuyer credit and warned taxpayers to beware of this type of scheme

FHA in the New York Times

The New York Times presented a brief piece about FHA insured loans.