Author Archives: Trevor

Protect Yourself from Identity Theft: FREE

Why pay the Credit Agencies for Identity Theft Protection? You can do it yourself for FREE thanks to free information from Uncle Sam.

Blah, blah, blah…!

I thought all the internet babble provided by pseudo-experts about the mortgage business had basically disappeared. I was wrong.

The MYTH of Credit Inquiries

Multiple mortgage inquiries do not affect a credit score.

Inspired by Phil Faranda

As I gobbled some crazy good pizza Phil lectured me that I need to be blogging again.

Wake up call. “Vulture” Hedge Funds soon to Destroy The FHA.

Washington was asleep at the switch the first time ’round, now the train of economic recovery is about to go off the rails again unless someone WAKES UP!!!

First-Time Buyer Tax Credit Fraud: Get $8,000, GO TO JAIL

The Internal Revenue Service today announced its first successful prosecution related to fraud involving the first-time homebuyer credit and warned taxpayers to beware of this type of scheme

FHA in the New York Times

The New York Times presented a brief piece about FHA insured loans.

FHA Insurance is NOT PMI!!!

Realtors and clients will call FHA loans, or the attendant insurance premiums, “PMI.” “Trevor, what is the monthly PMI on that FHA loan?” The two programs are different.

Boston Triple-Deckers: A Suggestion

Buy your first home—a New England triple-decker—and use the FHA 203k Rehabilitation Loan to do so. Your purchase money and repair money can be had in a single, convenient, 30year Fixed Rate Loan.

I’m Going To Be Sick

The New York Times reports today on targeted racial discrimination by Wells Fargo.