Monthly Archives: April 2009

Use a Blanket that’s Big Enough

People don’t want to get in over their heads with a mortgage payment they can’t afford.

Mortgage Modification Murder: Homeowner Beware!!!

The lowlife mortgage modification scam artist has committed financial “murder.” The crook has taken not only this homeowner’s hard-earned cash, but caused the loss of a home and a substantial financial asset for the family.

No Credit Does NOT Mean “Bad” Credit

No credit means just that: here’s a person who has no established credit history.

They’re BACK. Mortgage Losers/Thieves/Lowlifes Return To the Industry

All those mortgage losers who put this industry and the economy in the toilet are returning to prey on consumers once again.

Erica’s Mom is Harrassing Her to Buy A House!

My Mom is harrassing me to buy a house. She keeps telling me I have to get this $8,000 stimulus refund and I have to close this year!

NYS Attorney General Steps Up To Stop “Default Judgments”

I’ve been reading credit reports for 20 years. Often I’ll ask a client the status of a judgment that appears on the credit report. We’ll need an explanation for the derogatory credit account and the judgment may need to be paid and a Satisfaction of Judgment obtained in order to get the client’s [...]

U.S. Warns Mortgage Fraudsters Are Eyeing Rescue

Fraudsters typically charge troubled borrowers an up-front fee to help them get relief from burdensome housing payments but fail to deliver any aid.

How-To Make An Offer: Redux 2009

Check out my Re-Posted article on making offers and you, too, can get the home you want at the price you want to pay.

The Miracle Rehabilitation Loan known as the FHA 203k Loan

A fundamental look at the miracle program known as FHA 203k.