Monthly Archives: October 2005

A quote is a quote is a quote is a quote

Rate quotes are nothing more than a disturbance of the air around the mouth of the speaker. Or a few blips of 1’s and 0’s transmitted in the blink of an eye across the internet.
I don’t know where I got the expression, but it’s a good one: A quote is a quote is [...]

Waiting to buy your first home

There are two schools of thought when it comes to buying your first home:
1. Wait until you save up enough money for a large downpayment and closing costs. This way you get a lower monthly mortgage payment.
2. Don’t wait: buy your home today, enjoy the personal and financial benefits of homeownership now. Finance [...]

Confusing Credit Issues: to pay in full or not to pay in full?

There is general confusion regarding the issue of paying credit card balances in full every month.

More reasons to own rather than rent

From this evening’s Craigslist Housing Forum, a rather upset (and clueless) landlord vents about his tenant wanting some heat.
Yup. More good reasons why owning a home beats renting any day of the week. It’s a struggle to make that happen, but well worth it if you don’t have to put up [...]